Commercial Lines
Excess Liability Layering
An interior artisan contractor in New York. A second $5 million excess layer over a lead $5 million excess liability policy. Annual premium of $4,251.
Construction and Premises Protective
A 6,000-square-foot vacant apartment building under renovation in Massachusetts. A $400,000 building limit, with $2.1 million in building improvements. General liability limits of $1 million/$2 million, written with replacement cost and Special Form. Annual package premium of $9,875.
Janitorial Underlying and Excess Liability
An office cleaning service with six full-time and five part-time employees in California. General liability limits of $1 million/$2 million and an excess liability limit of $1 million, including a property damage extension. Annual primary liability premium of $6,266. Annual excess liability premium of $1,065.
Mobile Home Park
A 420-pad mobile home park in Florida with two swimming pools, two playgrounds and four sport courts. General liability limits of $1 million/$2 million. Hired and non-owned auto coverage included. Annual liability only premium of $17,948.
Houses of Worship
A 32,000-square-foot church with a parsonage and a youth center in Tennessee. Total insured value of $7.2 million, with Value Plus endorsement. General liability limits of $1 million/$2 million. Pastoral professional coverage and abuse and molestation coverage included. Annual package premium of $18,861.
Residential Condominium Investors
A six-location condominium schedule, including 148 units in New York. General liability limits of $1 million/$2 million. Annual liability-only premium of $15,540.
Specialty Lines
Errors and Omissions, Media and Privacy (EMP)
- A technology company, providing science-based health and education products and programs for health professionals and educators, with $15.2 million in revenue. $5 million errors and omissions, media, and cyber liability limits, including full limits for data asset restoration. Premium of $28,000.
- An event planning, concept development, marketing consultation, logistics planning and data analytics company with $61.6 million in revenue. A $5 million errors and omissions and media liability limit. Premium of $40,000.
Excess Professional Liability
A technology company, providing data security and compliance software, with $18 million in revenue. We provided $5 million excess over a primary $5 million errors and omissions, media and cyber liability limit. Premium of $18,750.
Management Liability (Executive ViewPoint)
- Private company: A manufacturing company established for over 80 years, with $30 million in revenue, 150 employees and 100% ESOP owned. We provided a shared limit of $5 million for directors and officers, employment practices and fiduciary liability. Annual premium of $58,800.
- Private company: A life sciences consultant servicing the industry for 10 years, with $16 million in revenue, 90 employees and $3 million in plan assets. We provided separate $1 million limits for directors and officers, employment practices and fiduciary liability. Annual premium of $22,500.
- Nonprofit: A public benefit organization servicing in the New England region through educational and cultural activities, with $14 million in revenue and 150 employees. We provided separate $5 million limits for directors and officers and employment practices liability. Annual premium is $12,150.
Contact your Devon Park Specialty underwriter for more information.
