Contractors Remain Busy During the Pandemic

Male contractor in front of gazebo drawing

Artisan classes of business have continued to grow despite the pandemic. There has also been a trend in vacant buildings under renovation and ground-up construction risks. Many land owners are acting as the general contractors for these projects and subcontracting out some work to others.

USLI has seen a steady influx of these “pandemic-proof” classes since March 2020. Due to this increase in activity, the need for specialized coverages is even more important. We can provide protection for artisan contractors, contractor’s equipment, owners acting as general contractors, inland marine for builder’s risk, and vacant buildings under renovation.

Key Product Advantages

  • Broad eligibility for artisan contractors spanning 40 eligible classes
  • Risks with no prior liability coverage or a lapse in coverage are acceptable
  • Can consider contractor’s equipment that is owned or rented
  • Capability for replacement cost on equipment five model years old and newer
  • Inland marine coverage for full duration of construction projects
  • No limit on length of vacancy for buildings under renovation

Quotes are available online, over the phone or through your Commercial Lines underwriter.