For the food and beverage establishments that have weathered the storm during the pandemic, the addition of outdoor dining has been a significant bright spot. Almost every city and locality has allowed bars and restaurants to create seating in parking lots and on sidewalks and streets. Some cities have even provided funds to help with the transition. Customers seem to love the outdoor seating option, and the added seating has led to increased revenue for many establishments.
Outdoor seating is eligible under USLI’s Bar and Restaurant products. We can even include adjacent lots at no additional premium.
Some establishments have also paired live entertainment and later close times with their outdoor dining offering. USLI’s broad underwriting appetite for bars and restaurants includes the ability to write risks with these exposures.
Please think of USLI for your next food and beverage risk.
