With the housing market booming, we are seeing an increase in vacant homes and homes under renovation. USLI offers coverage on Personal Dwelling Package forms in CT, GA, IL, IN, MI, MN, NY, OH, PA, SC and VA. Coverage is available in other states under our Commercial Lines Vacant Building product.
Product highlights include:
- No restriction on the length of vacancy
- No minimum earned premium
- DP-3 Special Form and replacement cost available for dwellings up to 90 years old
- No age restriction on a DP-1 Basic Form
- Policy terms of three, six, nine and twelve months available
- Vandalism is included on DP-3 and optional on DP-1
- Risks with renovation work up to $250,000 in costs, including the insured acting as general contractor
- Can consider vacant homes with a pool in most states (pool exclusion would apply)
- Ability to include liability coverage to cover renovations
Get a quote in just a few minutes! Call 888-SPD-USLI, email us at [email protected] or quote online.