If you’re writing janitorial risks, you may need to take a step back to assess your insureds’ operations and, more importantly, their coverages. How often do we find out after binding an account that an applicant will perform just a few services that we weren’t really anticipating at the time of quoting the account? This can lead to coverage issues and needing to spend additional time endorsing the account.
At USLI, we’ve tried to get out in front of this challenge by adding several additional coverages right into our Janitorial Services product, making this a true set and forget policy.
Our product allows for:
- Floor waxing up to 50%
- Up to 50% of sales derived from landscaping, lawn maintenance, carpet cleaning, interior painting and window cleaning (combined)
- Annual costs for subcontractors up to 25% of annual receipts
Please contact your underwriter for more information.
