Professional Lines will keep on going even while many people may take a break during the holidays. Many professional services and organizations actually find themselves in higher demand at this time of year. Consider the following:
Events: Many will gather for parties and meals again, and we will expect the professionals who make these events happen to generate more revenue than the last couple of years. USLI provides errors and omissions coverage to event planners and caterers.
Travel planning: People will be traveling to see loved ones over the holidays! In addition, many will get an early start on planning their summer vacations. USLI provides errors and omissions coverage to travel agents.
Gift giving: Day spas will be busier as people redeem their day-at-the-spa facial treatment and massage gift certificates. USLI provides errors and omissions coverage to day spas and related services.
New Year’s resolutions: People will be striving for self-improvement as they open to the first chapter of the new year. Professionals who provide fitness and wellness services will see more activity. USLI provides errors and omissions coverage to fitness instructors, nutritionists and life coaches and related services.
Financial services: Individuals and businesses will be evaluating their financial positions. As the year begins, they will also be evaluating their insurance position, and soon thereafter they will do their taxes. USLI provides errors and omissions coverage to insurance agents and tax preparers.
Holiday home decorating: People love to commemorate their holidays by decking out their homes with holiday lights. When neighbors don’t follow the rules of their association or leave them up just a bit too long, USLI provides community association directors and officers for various types of condos and homeowner associations.
Annual doctor visit: Many people may take a trip to their physician for an annual exam. USLI provides medical providers employment practices liability and a business owners package (in most states) for many doctor and dentist offices.
Shopping and eating: As many venture out to do their holiday shopping, a meal on the go is just what they choose to fit in everything the holidays bring. USLI provides employment practices liability for a variety of retail stores and fast food restaurants.
Water bills: As many look at their annual budget, they may be looking at how much they spent on water, sewer or taxes that support recreation and economic development. USLI provides public officials liability for special service districts.
Charitable contributions: Nonprofit organizations will see a boost as people express their caring for other people through monetary gift-giving. USLI provides nonprofit directors and officers coverage for a variety of nonprofit organizations.
These are just some key examples of risks covered by USLI’s Professional Lines products that are particularly relevant at this time of year.
If you are interested in learning more or obtaining a quote for any Professional product, please reach out to us by:
- Emailing a Professional Lines underwriter at [email protected]
- Quoting online
- Calling us at 888-SPD-USLI (888-773-8754)
