Caterers are well known for their food services and will sometimes pour alcohol at events to accommodate. Although they are likely not selling alcohol and do not have a license to sell, there is still a large liquor liability exposure if alcohol is served to a minor or someone visibly intoxicated.
With an annual liquor policy, caterers do not need to schedule events. We offer limits up to $1 million/$2 million and can also offer coverage for general liability, property, inland marine and excess/umbrella.
Some highlights of our Caterers Liquor Liability product include:
- Blanket additional insured available
- Assault and battery coverage included
- Defense costs outside policy limits
- No premises limitation
- No deductible
Please reach out to your underwriter today for a quote or for more information.