Cleaning businesses are booming! Our speed of service and comprehensive product offering make us a clean sweep market for these types of businesses. Plus, we recently expanded our guidelines to include incidental exterior pressure washing!
Our Janitorial Services product is specifically designed to provide coverage for your commercial, office or residential cleaning services. We offer liability coverage limits up to $2 million/$4 million, and property coverage is available.*
Eligible risks:
- Liability up to 50 employees
- Floor waxing up to 50% of total operations
- Subcontracted cleaning services up to 25% of annual sales
- Incidental operations, such as pressure washing (less than four stories), lawn maintenance, landscaping and window cleaning, are permitted up to 25% (combined) of annual sales
Ineligible risks include, but are not limited to:
- Cleaning in business establishments during hours of operation
- Handyperson operations
- Street cleaning or debris removal
- Water removal or extraction or mold remediation
Product advantages:
- Rated based upon number of full- and part-time workers (no annual audit)
- No liability deductible
- Broad Form Property Damage Extension is available
- Employee theft up to $100,000/$200,000
- Contractors’ equipment: $2,500 per item/$10,000 any one loss
- Rental reimbursement: $250 per day/$5,000 any one loss
- Lost key: $25,000 limit
- Excess general liability up to $5 million
For more information about our Janitorial product, please contact your Commercial Lines Underwriter or email us your submissions.
This product is not available in AK, LA or WV.
