Vacant Dwelling? USLI Has You Covered!

With the warmer weather here, the housing market is picking up. More people are purchasing properties and renovating them before renting out or selling. Let USLI be your home for vacant dwellings, including those under renovations. We offer coverage on Personal Dwelling Package forms in CT, GA, IL, IN, MI, MN, NY, OH, PA, SC and VA. Coverage is available in other states under our Commercial Lines Vacant Building product.

Product highlights for our Personal Dwelling Package include:

  • No restriction on the length of vacancy
  • No minimum earned premium
  • DP-3 Special Form and replacement cost available for dwellings up to 90 years old
  • No age restriction on a DP-1 Basic Form
  • Policy terms of 3, 6, 9 and 12 months available
  • Vandalism is included on DP-3 and optional on DP-1
  • Risks with renovation work up to $250,000 in costs, including insured acting as general contractor
  • Can consider vacant homes with a pool in most states (pool exclusion would apply)
  • Ability to include liability coverage to cover renovations

Get a quote in just a few minutes! Call 888-SPD-USLI, email us or quote online.