It’s that time of year again! The summer is coming to an end, and kids are getting ready to go back to school. Nonprofits are busy assisting students, parents, educators and their communities. Below are just some of the organizations preparing as kids get ready to go back to school.
- Parent-teacher organizations/associations organize events and fundraisers to supplement school programs
- Booster clubs fundraise to supplement school sports and extracurricular activities
- Educational programs: After-school, tutoring and educational organizations offer programs to supplement primary schooling
- Sports programs: Leagues, camps and after-school programs offer various sports activities
- Supplemental homeschool programs: Homeschool programs offer social, sports and educational activities to supplement primary homeschooling
- Arts-and-culture and performing arts groups: Art-focused programs may offer theater, art classes and other cultural programs
Why Is It So Important for Youth-focused Programs to Be Covered?
We continue to see an increase in runaway verdicts. Many youth organizations are facing stricter requirements, such as the need to carry higher limits. Some carriers are no longer offering abuse and molestation coverage for these types of organizations; this coverage is essential for organizations working with youth. Directors and officers coverage is now becoming a requirement for organizations soliciting grants.
Recently Bound Accounts
Arts council
- Premium: $1,548
- General liability, abuse and molestation coverage, blanket special events, blanket additional insured, hired and non-owned auto, business personal property, business income with extra expense, directors and officers with employment practices liability
Educational foundation
- Premium: $5,272
- general liability, building coverage, business personal property, business income with extra expense, blanket special events liability, blanket special events liquor liability, abuse and molestation coverage, blanket additional insured, directors and officers with employment practices liability
After-school youth tutoring
- Premium: $1,620
- General liability, abuse and molestation coverage, professional liability, hired and non-owned auto, blanket additional insured, no premises limitation endorsement, directors and officers with employment practices liability
Football booster club
- Premium: $624
- General liability, blanket special events, blanket additional insured, concession stand coverage, business personal property, business income with extra expense
Contact your underwriter today for more information or a quote.
