The Importance of the Right Coverage for Youth-focused Nonprofits

reading specialist with student

Do your nonprofit clients work with the youth? Youth-focused groups face different exposures than the average nonprofit.

We continue to see changes in the marketplace, specifically with nonprofits working with the youth. Many carriers are restricting coverages and limits while these types of nonprofits are simultaneously being required to carry higher limits. 

Abuse and molestation is an essential coverage for an organization interacting with the youth. Additionally, we continue to see an increase in runaway verdicts, and many organizations seeking grants are required to carry directors and officers coverage with employment practices liability. 

Recently Bound Accounts

Youth Community Center

  • Premium: $8,981
  • General liability, building coverage, business personal property, business income with extra expense, equipment breakdown, professional liability, abuse and molestation coverage, blanket additional insured, hired and non-owned auto

After-school Reading Program

  • Premium: $1,620
  • General liability, abuse and molestation coverage, professional liability, hired and non-owned auto, blanket additional insured, no premises limitation, directors and officers with employment practices liability

Youth Empowerment Program

  • Premium: $815
  • General liability, professional liability, abuse and molestation coverage, blanket additional insured, no premises limitation

Stream our recent webinar to learn more about the specific challenges these organizations face and how USLI can provide the right coverage while also offering important resources to protect those they strive to support. This valuable information will help you better assist your clients and grow your nonprofit book of business.