You may be missing out on a large sector within the food and beverage industry. Often, our customers don’t think of the liquor exposures of nonprofit club organizations. However, USLI can write a wide variety of clubs and organizations that have an alcohol exposure. And, with a high average quote-to-bind ratio, these accounts are worth your time and efforts.
Here are just a few eligible club examples:
- The Veterans of Foreign Wars (VFW)
- The American Legion
- The Fraternal Order of Eagles
- The Benevolent and Protective Order of Elks
- Ethnic organizations
- The Loyal Order of Moose
- Social clubs
- … and many more!
These risks can have various liquor liability exposures, including restaurant, bar and banquet hall operations. Furthermore, they can be held responsible for the negligent sale or service of alcohol as a privately owned bar or restaurant establishment.
The good news is we can consider the liquor liability for all these exposures. In addition, our Nonprofit Package team can consider the general liability and property coverage, providing you with a complete package option.
Product Advantages
- Employees and club members are included as insureds for no additional premium
- Liquor liability limits up to $1 million/$2 million
- No deductible
- Assault or battery coverage on most risks
- Same-day memberships are eligible
- Dancing and entertainment are eligible
- Policyholders have access to many services through our Business Resource Center that will assist in growing and protecting their businesses
Let us be your go-to market for this business! You can get a quote however it’s easiest for you. Phone and online quote options are available for accounts with less than 50% alcohol sales.
