Vacant Dwellings? We Have You Covered

Empty house interior

The weather isn’t the only thing heating up at this time of year — the housing market is as well! Many people are purchasing and renovating properties before renting them out or selling them.

Let USLI be your home for vacant dwellings, including those under renovations. We offer coverage on Personal Dwelling Package forms in Arizona, Connecticut, Georgia, Illinois, Indiana, Michigan, Minnesota, New York, Ohio, Pennsylvania, South Carolina and Virginia. Coverage is available in other states under our Commercial Lines Vacant Building product.

Product Highlights

  • No restriction on the length of vacancy
  • No minimum earned premium
  • DP-3 Special Form and replacement cost available for dwellings up to 90 years old
  • No age restriction on a DP-1 Basic Form
  • Policy terms of 3, 6, 9 and 12 months available
  • Vandalism is included on DP-3 and optional on DP-1
  • We can consider risks with renovation work up to $250,000 in costs, including renovations where the insured is acting as the general contractor
  • We can consider vacant homes with a pool in most states (a pool exclusion would apply)
  • The ability to include liability coverage to cover renovations

Get a quote in just a few minutes! Call 888-SPD-USLI, email us or quote online by logging in to USLI.com.