Nonprofit D&O and EPL: Our Keys to a Worry-free Summer

man working on the beach

As the days grow warmer and you embrace the summer season, don’t forget to safeguard what matters most to your clients — their peace of mind — with our Nonprofit Directors and Officers (D&O) and Employment Practices Liability (EPL) product.

How Does Our Product Tie Into the Summer Season?

Sunscreen: Just like sunscreen protects skin from harmful UV rays, our coverage shields insureds from the unexpected financial consequences of D&O- and EPL-related wrongful acts.

Sunglasses: Our coverage helps insureds see potential risks and protects against unforeseen events that could impact an organization’s assets or the personal assets of board members. For smaller nonprofits, risks can be devasting without the proper protection.

Beach towel: Our coverage acts as a comforting layer between insureds and life’s uncertainties.

Umbrella: Our additional $1 million Side A coverage is free of charge and written into the policy to protect directors and officers in the event the organization cannot or will not indemnify them.

Coverage Features

  • Separate or shared limits available for D&O, EPL and fiduciary liability
  • Full prior acts
  • Additional $1 million Side A coverage
  • Defense outside the limit
  • Data and Security+ endorsement, which includes an expense sublimit of $50,000 for each of the following:
    • Data breach
    • Identity theft
    • Workplace violence
    • Kidnapping
  • Third-party discrimination and harassment coverage (available for most classes)
  • $100,000 wage and hour (FLSA) sublimit providing defense and indemnity
  • Lifetime occurrence reporting provision

It’s our goal to be the #1 service provider in the industry by offering unparalleled service via:

  • Speed: We strive for a rolling three-hour turnaround time
  • Accessibility: We are accessible by phone, email or web
  • Ease of use: We offer Instant Quote capabilities and an enhanced web quoting feature: USLI-SNAP NDO Quoting Demo
    • You just need the name and state or zip code to get a quote!

Start your summer out right by contacting us below: