The market size for the convenience store industry was $44 billion in 2023 and is expected to grow. USLI can help you capitalize on this growing industry!
Many convenience stores selling alcohol don’t think they need liquor liability coverage since the alcohol is consumed off-premises; however, offering a liquor liability quote to these establishments will provide the protection they need and protect your own errors and omissions insurance. Plus, we make quoting this product quick and easy with few questions, several quoting options and a high bind ratio!
Claim example: A 19-year-old was consuming beer he purchased at a local gas station when he crashed his car into a tree. The passenger in his vehicle sustained significant brain damage, fractured legs and other internal injuries. The passenger sued the gas station for selling alcohol to a minor. The claim settled for the full policy limits of $1 million.
Product Highlights
- Admitted in most states
- Defense costs outside policy limits
- Assault or battery coverage automatically included under liquor liability coverage limits
- Package and monoline solutions (property not eligible):
- General liability limits available up to $1 million/$3 million
- Liquor liability limits available up to $1 million/$2 million
Quoting Options
Please note: The rating basis for this product is annual sales. Obtaining an accurate sales projection is critical to the underwriting process.
