We continue to make changes to our Houses of Worship product to address property concerns from weather-related losses. The following changes have been implemented in addition to our previous changes:

  • Countrywide, we will be non-admitted for any house of worship with building coverage and the total TIV is over $1 million
  • For the following states, we will be non-admitted for any house of worship with building coverage at any building limit:
    • California, Colorado, Illinois, Georgia, Michigan, Missouri, Michigan, New York, Pennsylvania, Texas and Tennessee

Our previous changes:

  • Any building over 75 years old is ineligible for building coverage
  • Any roof over 25 years old is ineligible for building coverage
  • Expansion of our wind/hail deductibles