Vacant apartment under renovations

We are excited to announce we can now write our Vacant Dwelling product in New Jersey on personal lines! The product is designed to meet your customer’s needs for vacant dwellings and dwellings undergoing renovations. At USLI, we strive to make placing vacant properties incredibly easy.

Product highlights include:

  • No restriction on the length of vacancy
  • No minimum earned premium
  • DP-3 special form and replacement cost available for dwellings up to 90 years old
  • No age restriction on a DP-1 basic form
  • Policy terms of 3, 6, 9 and 12 months available
  • Vandalism is included on DP-3 and optional on DP-1
  • Risks with renovation work up to $250,000 in costs, including insured acting as general contractor
  • Can consider vacant homes with a pool in most states (pool exclusion would apply)
  • Ability to include liability coverage to cover renovations

As a reminder, you can get a quote in just a few minutes by calling 888-SPD-USLI, emailing us at [email protected] or quote/bind on our web quoting platform USLI-SNAP.