Nearly all nonprofits have special events they host to further their mission, and at USLI, we offer multiple solutions. We can provide one-time special event policies that can be quoted, bound and paid in minutes. We also can provide comprehensive, annual policies with blanket special event coverage for a low-touch, low-cost approach.
Annual policy benefits:
- Critical coverages like hired and non-owned auto, abuse and molestation and directors and officers liability
- Reduced potential for gaps in coverage for changed dates/locations
- No need to schedule out dates/locations of events ahead of time
- Save time and money for the policyholder
- Annual policies are renewable; 92% of our Nonprofit Package policies including the coverage renew
Here are a few examples of risks we’ve quoted recently, comparing their one-time special event quotes to the annual option:
| Quilter’s Guild: Original application was for a three-day craft fair with 1,000 attendees. The 100-member group also met throughout the year for craft days and communal quilting workshops. | ||
| Policy Type | Coverages Included | Premium |
| Special Event policy | • One-time event coverage only • Three-day policy term • $1 million/$2 million general liability limits • Setup and tear down included | $625 |
| Annual policy | • $1 million/$2million general liability • Coverage for annual term • Blanket special events coverage (including craft fair) • $5,000 in business personal property • $50,000 in business income and extra expense • No premises limitation or need to schedule dates/locations for meetings or events | $440 |
| Trade Association for Finance Professionals: Original application was for a two-day annual conference. The 144-member group also had numerous meetings, seminars and workshops throughout the year to keep the membership informed about changes in their industry. They collect $55,000 in dues throughout the year. | ||
| Policy Type | Coverages Included | Premium |
| Special Event policy | • One-time event coverage only • Three-day policy term • $1 million/$2 million general liability limits • Setup and tear down included | $550 |
| Annual policy | • $1 million/$2 million general liability coverage for annual term • Blanket special events coverage (including conference) • $5,000 in business personal property • $10,000 in bodily injury and extra expense • No premises limitation or need to schedule dates/locations for meetings or events • Director’s and officers coverage at $1 million • Employment practices liability coverage at $1 million | $1,451 |
Interested in comparing premium options for both a special event and an annual policy option?
We’d love to help! Contact one of our nonprofit underwriters directly:
- Andrew Guido 888-523-5545 ext. 2334
- Bob Kane 888-523-5545 ext. 2327
3 Ways to Quote
ONLINE SNAP.USLI.COM
PHONE 888-SPD-USLI (888-773-8754)
EMAIL [email protected]
