Did you know USLI offers liquor liability coverage for businesses beyond the traditional bar or restaurant? We regularly write coverage for operations with incidental liquor exposures, not just brick-and-mortar establishments.
Here are a few examples:
- Paint studios that allow BYOB
- Beauty/Barber/Nail salons offering complimentary drinks
- Event planners
- BYOB restaurants
Even if these businesses have minimal or no alcohol sales, they can still face liability claims when alcohol is served or consumed on their premises. Depending on the forms and endorsements on the general liability policy, there may be a gap in coverage. Having a separate liquor liability policy will not erode the general liability limits provided.
Why Choose USLI?
- Competitive minimum premiums
- Limits available up to $1 million/$2 million
- Assault and battery coverage included or offered as a buy-back
Think of us for your next submission!
Please continue to think of us for your hospitality food and beverage accounts. We have remained a consistent liquor liability market for over 40 years. AM Best recently rated us an A++ insurance company once again. We want to provide our customers with the best experience through speed, ease of use and accessibility. Learn more about our Hospitality and Liquor coverage today!
