Looking to grow your book of business? Need a competitive edge in the hospitality space? Our Restaurant Hit Zone product is designed with you in mind. Offering up to 40% off our restaurant rates and providing solutions for preferred accounts.
Competitive Restaurant Hit Zone risks include:
- Located in AZ, CA, CT, CO, FL, GA, IN, MA, NC, NH, NJ, OH, PA, TN, WA and WY
- Restaurants with over $250,000 in total sales and up to 50% alcohol sales
- Two years or more in business
- No major entertainment (defined as DJ with dancing or band with three or more members)
Restaurant Hit Zone coverage advantages:
- Separate limits for general liability and liquor liability
- General liability up to $1 million/$3 million primary, $5 million excess
- Liquor liability up to $1 million/$2 million
- Assault or battery coverage at full limits
- Uncapped defense costs outside liability limits
- Hired and non-owned auto coverage
- Mixed operations: restaurants with food trucks, catering, etc.
- Frame construction and non-sprinklered properties up to $3 million TIV
- Property enhancement endorsement coverage
- Access to Business Resource Center for all policyholders
Credits available for:
- Drink specials ending before 9 p.m.
- Packaging multiple lines of coverage
- Loss free
- No bouncers, doorpersons or security
- Applicant is not responsible for the upkeep of the building, sidewalk or parking area
Want to maximize your credits? Call us to speak with one of our underwriters and let us help you win the business!
Please continue to think of us for your hospitality food and beverage accounts. We have remained a consistent liquor liability market for over 45 years. AM Best recently rated us an A++ insurance company once again. We want to provide our customers with the best experience through speed, ease of use and accessibility. Learn more about our Hospitality and Liquor coverage today!

Quoting Options
ONLINE SNAP.USLI.COM
PHONE 888-773-8754
EMAIL [email protected]





