Our Caterers and Bartending Services product grew significantly in 2025. More and more people are entering this industry, whether as a side business or their main operation. This tailored coverage is designed for individuals or businesses providing off-site food and/or alcohol services for private events, without owning or leasing the venue.
Even though these businesses may not have their own liquor license and are just dry hires, they still have liquor liability exposures such as overserving an intoxicated individual and serving alcohol to a minor. General liability exposures may include food poisoning if they are handling food and slip and falls from food and beverage spills. If these businesses have a mobile bar cart/trailer, catering equipment, etc. they have an inland marine exposure as well. Oftentimes, a mobile business is required to have insurance regardless of their exposure due to requirements of the venues where they operate.
Caterers and Bartending Services product advantages:
- Coverage on an annual basis for applicants who work events multiple times a year
- General liability, liquor liability and inland marine coverages available
- Competitive minimum premiums
- Blanket additional insured form available
- Assault and battery is either included at full limits or offered as a buy-back with sublimits
- Defense costs outside of policy limits
- Admitted options in many states
Get a quote fast — your way
ONLINE SNAP.USLI.COM
PHONE 888-773-8754
EMAIL [email protected]
Please continue to think of us for your hospitality food and beverage accounts. We have remained a consistent liquor liability market for over 50 years. AM Best recently rated us an A++ insurance company once again. We want to provide our customers with the best experience through speed, ease of use and accessibility. Learn more about our hospitality and liquor coverage today!
