Volunteers are vital to the success of nonprofits, and when accidental injuries occur during volunteer activities, personal insurance may not cover the resulting medical expenses, leaving the nonprofit organization and the volunteers to address unexpected out-of-pocket costs.
We are excited to introduce Volunteer Excess Medical Expense coverage. This optional coverage gives volunteers the added financial protection they deserve and can be added as part of a package policy. We are currently offering this enhancement on a non-admitted basis.
- Eligibility snapshot: designed for nonprofits with up to 50 volunteers on our Social Services, Arts and Culture or Charities and Business Associations products
- Why it matters: fills gaps after personal insurance; cost‑effective alternative to a separate accident and medical policy
- Who this is for: individuals volunteering on behalf of and under the direction of the nonprofit
- Coverage features: excess medical expenses when injuries occur during approved volunteer duties (after personal insurance)
- Limits: $25,000 per person/$75,000 aggregate
- Premium: $100
Ask your underwriter to add the Volunteer Excess Medical Expense Coverage endorsement to your package quote, or contact us to confirm eligibility for your accounts.
Get a quote fast — your way
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PHONE 888-SPD-USLI (888-773-8754)
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