Festival and fair season is in full swing!  From county fairs and summer concerts to patriotic celebrations and community fundraisers, communities nationwide are coming together to create memorable, family-friendly experiences.

Behind every successful summer event lies a unique set of risks. Liability exposure extends far beyond the host, and each role at an event has distinct responsibilities that can vary significantly and create complex coverage needs:

  • Host and organizers often carry responsibility for event operations and attendee safety
  • Sponsors and fundraising beneficiaries may face liability arising from their association with an event
  • Vendor booths and exhibitors can have exposure tied to their products, services, displays and interactions with attendees
  • Beer gardens need liquor liability for exposures tied to the sale of alcoholic beverages
  • Bartenders and catering services face their own operational risks and should carry coverage for the liabilities tied to their role
  • Performers and entertainers may benefit from coverage for liabilities tied to their participation

Helping hosts identify these third-party exposures can create additional opportunities while ensuring both hosts and vendors secure appropriate insurance protection. USLI offers flexible coverage designed to help address this wide range of event exposures. Reach out to us with the next opportunity you see.

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