Many nonprofits support educational programs and rely on school facilities to serve their communities. As school districts face increasing legal and liability concerns, many are strengthening their insurance requirements for organizations using their properties. Organizations that cannot meet these requirements may face delays in obtaining facility access or may be unable to use school property altogether.
Today, nonprofits that rent space from a school district are typically required to provide a certificate of insurance showing at least $1 million in general liability coverage per occurrence. In many cases, this documentation must be submitted weeks or even months before the scheduled use of the facility.
In addition to basic general liability coverage, many districts now require some combination of the following protections:
- Abuse and molestation liability limits of up to $1 million
- Hired and non-owned auto liability
- Errors and omissions professional liability
- Additional insured status for the school district
- Waivers of subrogation
- Umbrella or excess limits of $2 million to $3 million
Our Nonprofit Package team regularly works with homeschool support groups, after-school STEM and arts programs, youth sports organizations and a variety of social service nonprofits that work in school facilities. Because we understand these evolving requirements, we can help organizations secure the coverage and endorsements they need.
With fast quote turnaround and responsive service, we help nonprofits move quickly from quote to bind, ensuring required insurance documentation is delivered on time so organizations can can keep their programs running without interruption.
Get a quote fast — your way
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