Adult receiving the COVID-19 vaccine

It is no secret that the COVID-19 pandemic disrupted the labor market in the U.S. last year. Employers were forced to make difficult decisions across the board regarding layoffs and furloughs, remote working and PPE among many others. Now that states have reopened, employers are faced with even more challenging decisions like whether to require employees to get the vaccine. The unfortunate reality is that as these difficult decisions pile up, so too is employment litigation as a result of these very decisions.

According to Jackson Lewis’ COVID-19 Employment LitWatch, more than 2,500 complaints have been filed across the U.S. alleging some COVID-19 related employment violation. This number is expected to soar over the next 12 months as courts at the federal, state and local levels resume full operations and more lawsuits are filed.

Now is a great time to revisit your insurance needs with respect to Employment Practices Liability. USLI’s product advantages include:

  • Unlimited defense costs outside the limit for organizations with up to 200 employees if a $500,000 limit or higher is chosen (does not apply to violations of FLSA)
  • Fair Labor Standards Act (FLSA): $100,000 sublimit for defense costs and loss (available on most accounts in most jurisdictions)
  • Free and unlimited HR consulting services and loss control resources

Please also note USLI is now considering EPL for first time buyers again! Contact your underwriter for details.