Nursing home, nurse and senior lady

There are over one million human/social service entities in the U.S. working toward helping communities at large. Even so, there are over 30 million children living in low-income families and over 550,000 homeless individuals in the U.S.

Furthermore, 1 in 5 adults, which equates to 46 million, age 18+ live with a mental illness. Fortunately, the stigma around mental health counseling has decreased over the years. We embrace self-care, taking time to enhance and protect one’s well-being. This concept spills over for caring for others in need.  

At USLI, we look to find ways to help our policyholders, customers and those they serve with insurance solutions. We actively engage with our communities and the industry verticals we serve with a common goal of having a positive impact on those around us. Very few people go through the day without getting some sort of help from others, and we are consistently impressed by the creative and meaningful ways our policyholders and customers support their own communities.

Both the private and nonprofit sectors provide valuable and necessary resources, which we look to support. This includes caring for an elderly parent, providing meals or housing to those less fortunate, finding someone to talk to in support of mental health, or a therapist working to improve educational outcomes for children.

USLI offers coverage for over 200 diverse nonprofit classes, including but not limited to animal shelters, counseling and referrals, food banks and soup kitchens, homeless shelters, services for the disabled, thrift stores, youth/at-risk programs and much more.

With allied health professionals reaching over five million strong, we are seeing more opportunities in art/dance/music therapists, mental health counselors, non-medical home health aides, massage therapy, physical/occupational/speech therapists, fitness instructors and much more. 

We are proud to insure so many of these organizations and offer a broad range of coverage, including professional and general liability, directors and officers coverage for nonprofit organizations, hired/non-owned auto and much more! Whether it’s the total package or a single line, we’re happy to work to find the right solution for each risk. Minimum premiums start at $425 for professional liability and $475 for directors and officers coverage.