Whether your client is the host or vendor of an event, most venue contracts include insurance requirements.
While an organization may think their annual general liability policy extends to events, the policy could have limitations. Coverage may not extend beyond their primary location to off-site events. Their policy may also exclude liquor liability or specific activities that will take place at the event.
Individuals may look to rely on their homeowner’s policy for events, but it may not provide adequate limits to meet a venue’s insurance requirements. Also, if the venue requires additional insured status, this is not available on a homeowner’s policy.
Therefore, it is often best to secure a separate Special Event insurance policy to make sure your clients have the coverage they need. Features of USLI’s Special Event insurance coverage include:
- Blanket additional insured coverage
- Up to $5 million/$5 million general liability limits for certain events with up to 1,500 attendees
- Separate limits up to $3 million/$3 million for liquor liability in certain states
- Damage to rented premises includes other perils in addition to fire
- Automatic coverage for volunteers, temporary or leased workers and committee members
- And much more!
Get a quick quote today over the phone at 888-773-8754, online or via email.
