It’s that time of year again when more than half the country is experiencing falling temperatures and bracing for winter storms. If your customers own or manage vacant or partially vacant buildings, consider sending them this resource from USLI’s Business Resource Center and reminding them of the importance of winterizing their investment.
According to many HVAC professionals, the biggest concern for vacant buildings during the winter season is frozen pipes. Frozen and ruptured pipes usually lead to water damage, which can be extensive if undiscovered for even a short period of time. However, that’s not the only concern vacant building owners need to have during the winter months. They should also be concerned about falling branches and snow and ice accumulating on sidewalks, driveways and rooftops. Not taking care of snow and ice can cause damage to the building itself, but it can also cause slip and fall incidents on the property.
Insureds should be aware of other exposures as well. For example, if an insured isn’t visiting their property frequently, they should ensure they have working smoke alarms in place; batteries should be checked frequently, even if the system is not connected to the local fire company or police precinct, a passerby or neighbor may alert authorities in the event an alarm is heard.
USLI writes not only vacant or partially vacant buildings, but also vacant land. We’ve seen many claims at vacant properties that result from winter conditions. Help your customers get through this coming winter season with less risk, using USLI’s Business Resource Center.
