Excess Liability Is Not Just a “Nice to Have”

Judge hearing

When was the last time you reviewed coverage options with your clients? Can their businesses survive a claim and the possibility of an excess verdict?

The average verdict has tripled since 2015 — often exceeding a reasonable verdict for the fact pattern and injuries sustained. Businesses in the U.S. should consider the impact such a verdict may have on the sustainability of their operation.

USLI offers excess general liability and commercial umbrella coverage for many classes of business. Our policies have no self-insured retention, a follow-form defense cost trigger and the ability to include coverage for automobile liability, employer’s liability, and even professional liability for some classifications.

Many of our primary coverage quotes come with an unsolicited excess quote of $1 million, which in many cases can be increased up to $5 million upon underwriter review. This makes it easy to have a conversation with your client when presenting them with options. Contact your underwriter today for more information and a quote!

3 Ways to Quote
ONLINE  SNAP.USLI.COM
PHONE  888-SPD-USLI (888-773-8754)
EMAIL  EXPERIENCE.USLI.COM/EMAIL-QUOTE