Having trouble finding coverage for your alcohol producers and distributors? These establishments may have only wholesale alcohol operations (sold to other businesses), retail operations (sold to the public for off-premises consumption), on-premises consumption or a combination of all three. USLI can be your go-to market to place alcohol-related risks across manufacturing, retail and distribution operations, from bottle shops to full-scale breweries.
Our alcohol producers, sellers and distributors product includes these types of risks:
- Alcohol manufacturers and distributors*
- Convenience/Grocery stores
- Specialty wine/food stores
- Breweries (micro/craft)
- Distilleries
- Cideries*
- Wineries and vineyards*
*Liquor liability only
While the liquor liability exposure may be minimal for an alcohol wholesaler with no on-premises consumption, it’s wrong to assume there is no exposure since the wholesaler is supplying the alcohol to other markets. Where there is a liquor loss, the damages can be extreme, and claimants will seek out all potential sources for indemnification. Whether your client runs a 24-hour convenience store, a specialty wine retailer or sells alcohol wholesale, our solutions are designed to meet the real-world complexities of today’s alcohol industry.
With a flexible appetite and competitive pricing, we can consider risks with the following exposures:
- On-premises tastings/samplings
- Deliveries
- Internet sales
- Drive-throughs
- 24/7 operations when on-premises alcohol sales cease by the state mandated time
- Previous loss or violation history can be considered
Our coverage offerings provide comprehensive protection including:
- Liquor liability limits of up to $1 million occurrence/$2 million aggregate
- Defense costs outside the limits
- General liability and property eligible for certain classes
- Per-location aggregate limits available
- Assault and Battery coverage for eligible risks
- Access to the Business Resource Center, which provides free or discounted services like HR assistance and alcohol server training
Send USLI your next hospitality/liquor liability submission today!
Get a quote fast — your way
ONLINE SNAP.USLI.COM
PHONE 888-773-8754
EMAIL [email protected]
Please continue to think of us for your hospitality food and beverage accounts. We have remained a consistent liquor liability market for over 50 years. AM Best recently rated us an A++ insurance company once again. We want to provide our customers with the best experience through speed, ease of use and accessibility. Learn more about our hospitality and liquor coverage today!
