Festival and fair season is in full swing!  From county fairs and summer concerts to patriotic celebrations and community fundraisers, communities nationwide are coming together to create memorable, family-friendly experiences.

Behind every successful event, however, lies a unique sent of risks. Liability exposures extend far beyond the host – impacting organizers, sponsors, vendors, concessionaries, caterers, bartenders, beer gardens, exhibitors and entertainers.  Each plays a distinct role with responsibilities that can vary significantly and create complex coverage needs.

USLI offers flexible coverage designed to help address a wide range of event exposures, including:

  • Host & Organizer: Hosts and event coordinators often carry responsibility for event operations and attendee safety.
  • Sponsor: Sponsors, including fundraising beneficiaries, may face liability arising from their association with an event.
  • Vendor Booth & Exhibitor: Vendors may not be responsible for the overall event, but they can still have exposure tied to their products, services, displays, and interactions with attendees.
  • Beer Garden: Coverage options may include liquor liability for exposures tied to the sale of alcoholic beverages.
  • Bartenders & Catering Services: Food and beverage providers face their own operational risks and should carry coverage for the liabilities tied to their role.
  • Performers & Entertainment: Musicians, singers, dancers, and other entertainers may benefit from coverage for liabilities tied to their participation.

Staying in regular contact with the event hosts and organizers helps them understand the coverage needs of third-party participants. Vendors such as food concessionaires, retail exhibitors and carnival game booths typically need their own coverage for the unique risks associated with their operations.

Helping hosts identify these third-party exposures can create additional opportunities for your agency while helping both hosts and vendors secure appropriate insurance protection. It is a simple way to support a safer, more successful event while keeping the focus where it belongs: on a successful, memorable event.

Get started with a quote today:

  • Call 888-SPD-USLI for a fast, over-the-phone quote.
  • Log in to snap.USLI.com to quote, bind, and pay online.
  • Email [email protected] for a quick quote.

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