From neighborhood taverns and sports bars to cocktail lounges and pubs, USLI helps you turn local prospects into loyal clients with flexible coverage solutions, fast turnaround times and more than 50 years of hospitality expertise.
Since the founding of America, bars and taverns have played a major role in the social fabric of local communities. These establishments have a higher exposure to liquor liability hazards such as serving to a minor, a visibly intoxicated patron or a known drunkard, assault and battery, and more.
Beyond liquor liability, USLI offers solutions for general liability and property exposures. General liability coverage helps protect against third-party claims, including slip-and-fall accidents, while property coverage can be tailored to protect buildings, contents, business income, crime exposures and more. In most states, monoline coverage options are also available.
Our Coverage Is Built for a Broad Range of Bar and Nightlife Risks:
- Bands and major entertainment
- Bouncers, security or doorpersons
- Youthful clientele considered
- Prior losses or violations considered
- Mixed-use occupancies
Why Put USLI on Tap?
- Up to 100% alcohol receipts eligible
- New ventures eligible in most states
- Assault and battery coverage on the liquor liability at full limits for most risks
- Limits:
- Up to $1 million/$2 million liquor limits
- Up to $1 million/$3 million general liability limits (plus excess)
- Up to $3 million total insured value for property
- No liability deductibles
- Three-hour response time
- A++ rated by AM Best

Get a quote fast — your way
ONLINE SNAP.USLI.COM
PHONE 888-773-8754
EMAIL [email protected]
Please continue to think of us for your hospitality food and beverage accounts. We have remained a consistent liquor liability market for over 50 years. AM Best recently rated us an A++ insurance company once again. We want to provide our customers with the best experience through speed, ease of use and accessibility. Learn more about our hospitality and liquor coverage today!




