Are you aware of how your Personal Lines carriers handle homes rented on home-sharing sites? We cover these exposures under a number of our Personal Lines products for risks where an entire home or unit is being rented. Our products are a great solution whether you are looking for primary liability, excess liability or a property and liability package.
- Primary and Excess Comprehensive Personal Liability
- Up to $1 million on our Comprehensive Personal Liability (CPL) product and up to $5 million in most states on our Excess Comprehensive Personal Liability (XPL)
- Up to 15 total locations
- Can consider homes in the name of a trust, estate or LLC
- Primary and Excess Umbrella
- Up to 25 total locations, including homes outside of the primary home state
- Can consider homes in the name of a trust, estate or LLC
- Condo Unit Owners
- Limits of $500,000 Coverage A (Building), $200,000 Coverage C (Contents) and $1,000,000 Coverage E (Personal Liability)
- Enhancements to HO-6 coming soon:
- Special Form and replacement cost for Coverage A and C (including condos rented to others)
- Home-sharing endorsement
- $5,000 water back-up/sump pump coverage
Contact your underwriter today to learn more about the options available!
