Picture this: A club was hosting a private reception for members and their guests. An underage guest presented a fake ID and was served alcohol. The intoxicated minor left the establishment and fatally injured an innocent victim. The family of the deceased sued the club for serving a minor, and the claim settled for $890,000.
This severe claim shows why it’s so important for social establishments to have the right liquor liability coverage in place.
Our Product Advantages:
- Employees, club members and volunteers covered as insureds for no additional premium
- Full assault or battery coverage available on most risks
- Expense costs are covered outside of the liability limits
- Liquor Liability limits as high as $1 million/$2 million are available
- Live entertainment and drink specials are eligible
- Coverage provided when clubs rent their facilities and serve alcohol for special events such as banquets, reunions, parties and weddings
- Credits available for clubs that meet preferred pricing eligibility
- Automatic coverage for the liquor license holder as additional insured
- No deductible
Contact your Hospitality and Liquor Liability underwriter for a quote or more information today.
