While most USLI policies do not provide coverage for coronavirus-related claims, we understand there will likely be questions regarding your insurance policy and how it may be impacted by the coronavirus. The Washington Office of the Insurance Commissioner has asked all insurers to describe Business Income and Civil Authority coverage to its policyholders as it relates to the outbreak of COVID-19. This explanation is intended to be a general overview of the coverage offered by USLI and does not alter the terms or conditions of your policy. We strongly encourage you to carefully read your specific insurance policy and all of the endorsements that are a part of your policy and to discuss your policy and coverages with your insurance agent.
- Policyholders with commercial property coverage (no business interruption coverage) >>
- Policyholders with business interruption coverage >>
The exact forms, exclusions, terms and conditions of each policy vary. We will review and investigate each and every claim for the individual facts, coverage and jurisdictional statutes to determine the availability of coverage.
