Social/Fraternal Clubs: Opportunity in Every Community

There are thousands of social and fraternal clubs throughout the U.S., and they are known by many names. We see these clubs as a great class of business to target because they exist in every community and have unique needs and higher-than-average premiums.

Here are just a few of the social/fraternal clubs seeking coverage on a daily basis:

1. Veterans of Foreign Wars (VFW): The VFW is the leading service organization for veterans, with nearly 1.9 million members and 6,890 chapters nationwide. Annually, members of the VFW contribute more than 8.6 million hours of community service.
2. American Legion: With membership currently at over 2.4 million and 14,000 posts worldwide, the American Legion is the largest veteran service organization in the nation. This group is committed to helping veterans in need, mentoring youth and bettering communities through various events and programs.
3. Knights of Columbus: The Knights of Columbus has helped families obtain economic security and stability through its life insurance, annuity and long-term care programs. The organization has contributed time and energy to service in communities worldwide. There are over 1.8 million members in the U.S.
4. Rotary Club: There are over 34,000 Rotary Clubs worldwide, with a total of 1.2 million members. The Rotary Club focuses on initiating positive change globally by uniting leaders to help communities in need.
5. Loyal Order of Moose: The Loyal Order of Moose is a fraternal service organization that strives to better the community through programs and services that support local youth. There are over 2,400 lodges across all 50 states, with membership exceeding 1 million.
6. The Independent Order of Odd Fellows (IOOF): The IOOF is one of the oldest fraternal organizations in the world, tracing its roots back to 55 A.D. There are approximately 10,000 lodges globally, with over 600,000 members. This organization focuses on making the world a better place by promoting charity, peace and universal justice. The IOOF spends over $775 million annually in relief projects alone.
7. The Benevolent and Protective Order of Elks: The Benevolent and Protective Order of Elks focuses its mission on charity, justice, brotherly love and fidelity to recognize a belief in God, promote the welfare and enhance the happiness of its members, quicken the spirit of American patriotism, cultivate good fellowship, perpetuate itself as a fraternal organization and provide for its government. There are over 850,000 members and 2,000 lodges worldwide.
8. Masonic lodges: A masonic lodge is the organized unit of Freemasonry. The varieties of masonic lodges across the nation are made up of over 3 million members.
9. Order Sons of Italy in America (OSIA): OSIA is the largest and oldest national organization for men and women of Italian heritage in the U.S. It was founded in 1905 as a mutual aid society for early Italian immigrants. Today, OSIA has hundreds of thousands of family members located in all 50 states and the District of Columbia, making it the leading service and advocacy organization for the nation’s estimated 26 million people of Italian descent. Its missions include encouraging the study of Italian language and culture in American schools and universities; preserving Italian American traditions, culture, history and heritage; and promoting closer cultural relations between the U.S. and Italy.
10. Fraternal Order of Eagles: The Fraternal Order of Eagles is an international nonprofit uniting fraternally in the spirit of liberty, truth, justice and equality to make human life more desirable by lessening its ills and promoting peace, prosperity, gladness and hope. Membership exceeds 800,000, with more than 1,500 local Aeries in the U.S. and Canada. Women’s auxiliaries total more than 1,300.

USLI’s Social Club product is designed to meet the unique needs of fraternal organizations within one policy. We can offer general liability, property, directors and officers liability and liquor coverage all on one policy. See below for some of our recently bound successes:

• Veterans social club (premium $6,249)
  • General liability
  • Building coverage
  • Business personal property
  • Business income with extra expense
  • Equipment breakdown
  • Top Shelf liquor liability coverage including assault or battery
  • Additional insureds: club members, grantor of franchise
• Heritage club (premium $997)
  • General liability
  • Restaurant service coverage
  • Liquor liability coverage
  • Additional insured: club members
• Fraternal club (premium $3,703)
  • General liability
  • Restaurant service coverage
  • Liquor liability coverage
  • Lessor’s Risk coverage
  • Additional insured: club members

There are three ways to get a quote: Call 888-SPD-USLI for an Instant Quote, send us any application or an email with basic rating information, or quote online by answering a few rating questions.